OPEN BANKING SUITE

Access
To Accounts

Categorization
Engine

OPEN BANKING SCORING
& FINANCIAL KPIS

FAST AND RELIABLE CUSTOMER EVALUATION

CRIF Open Banking is a suite of solutions used to evaluate customers and manage processes using PSD2 data.

HOW WE HELPED OUR CLIENTS UNLOCK THEIR POTENTIAL

HOW WE HELPED OUR CLIENTS UNLOCK THEIR POTENTIAL
Discover how some of the world's most important companies improved their performance and defined a brand-new digital path, both for them and for their clients.

Italian Tier-1 Lender

Personal Loan Digital Approval

An Italian Tier-1 Lender needed a better scoring model, time to market, and digital customer profiling, as well as market insights into new data assets.

Solutions they Adopted

  • Custom Widgets
  • PSD2 score integration
  • KPI Integration
  • Time-saving document automation

Results

50%

Automatically processed applications

7min

Time saved for form filling

59%

Rejection rate reduction

Credit card issuer and financial services provider

Recovery of rejected customers

A credit card issuer and financial services provider wanted to improve financial inclusion and adopt an effective creditworthiness evaluation system.

Solutions they Adopted

  • Access to bank account through consent collection
  • Time-saving notification system
  • Instant credit score evaluation
  • Custom KPIs

Results

36%

Bank account holders sharing their data

+20%

Customers accepted after 2nd evaluation

+50%

Automatically processed applications

+36%

Account holders sharing their data

7min

Time saved for form filling

59%

Rejection rate reduction (from 80%)

Key Benefits

INSTANT PROFILING
FULL AUTOMATION
RELIABLE SCORES AND EVALUATIONS
COST OPTIMIZATION
DYNAMIC WORKFLOW
RISK MITIGATION
IMPROVED CUSTOMER KNOWLEDGE
RISING TRENDS

MAIN FEATURES

MAIN FEATURES

MULTIFACTOR AUTHENTICATION
PRE-SCREENING & CREDIT UNDERWRITING
AGGREGATION OF MULTIPLE BANK ACCOUNTS
IDENTITY CHECK
ACCOUNT TRANSACTION CATEGORIZATION
INCOME CHECK
SCORE CALCULATION
FINANCIAL KPIs
MARKETING KPIs
THE HEART OF DIGITAL BANKING

Technology is so powerful right now and offers many solutions to support financial systems undergoing radical change.

That’s why we want financial institutions to discover our idea of a future packed with opportunities that we already provide.