DECISION
LOAN ORIGINATION DECISION PAIN POINTS
- Evaluation model reliability
- High level of automation
- Decision criteria standardization
- Minimum override
- Proposal adjustment
- Optimized pricing
LOAN ORIGINATION DECISION: HOW IT WORKS
The Decision Engine enables banks to implement any kind of origination strategy, guaranteeing the standardization of decision-making across the whole organization. It is embedded with a graphic designer which allows business users to be autonomous in the configuration of any kind of decisioning rules and scoring models in a flexible and user-friendly interface. The solution allows the performance of what-if analysis, champion-challenger tests, as well as the automatic creation of documentation for auditing purposes.
LOAN ORIGINATION DECISION MAIN FEATURES
- Graphic designer
- Strategy Configuration
- IT independent / No Code
- Machine Learning risk models
- What-if & Champion challenger
- Strategy documentation automatic creation
LOAN ORIGINATION DECISION BENEFITS
FOR FINANCIAL INSTITUTIONS
- All bank products, all customer segments, one system only
- Increased strategy and rule flexibility
- Standardized and centralized governance
- Time-to-yes
- Operating cost reduction
- Cost of Risk under control
- IT impact reduction
FOR CUSTOMERS
- Reduced time-to-cash
- Smooth customer experience
- Reduced manual activities (data entry and documents)
- Paperless process
GET IN TOUCH WITH THE SALES TEAM
What does the next digital journey of your business look like? Let's find out together.