Credit Passport

Access to
Accounts

Open banking scoring
& Financial KPIs

The business credit score. Designed to bridge the gap between SMEs and Financial Institutions.

Credit Passport allows SMEs to view and improve their business credit score and financial institutions to build the resilience and growth of their SME customers.

Success Stories

Discover how FinTech reinvented SMEs credit scoring
Discover how some of the world's most important companies improved their performance and defined a brand-new digital path, both for them and for their clients.

Business credit score improvement

HOW WE HELPED SMEs UNLOCK THEIR POTENTIAL

"Our business credit score with Credit Passport has improved from "B" to "A++" over the last 8 months reflecting the steady improvement in our financial position plus judicious use of Credit Passport®'s metric tools combined with access to OpenBanking data. Our better liquid standing is only gradually being reflected in our credit rating elsewhere." Peter Streatfield, CEO, Javelin Broadband


40%

Score improvement within 8 months

Improved cashflow management

Enhanced financial health

Demonstrating Trustability

HOW WE HELPED SMEs MAKE THE BEST OUT OF THEIR CREDIT SCORING

"We were looking to move business premises and told by the letting agent that another company was ahead of us to secure the contract. I sent over our credentials, including our Credit Passport® certificate showing our score of A+, and was told shortly after that the owner would be proceeding with us instead” Jon Maine, MD, Jon Maine Limited


Succeeded competitive bid

Successful business accreditation

+25K

direct SME Customers

65%

successfully connect with Open Banking

98%

agree that their score represents their business accurately

Real-time SME creditworthiness evaluation
Evaluation of new-to-credit & new-to-country subjects
Improved customer behavior credit quality
Improved customer knowledge
Additional revenue streams
Value added service to customer base, creating loyalty
Incentive for bank connection

Aggregation of multiple bank accounts
Consent Management
European coverage
KPI Calculation
Business credit score calculation
Dashboards
Improvement & Sharing tools
Customer friendly CI & CX
THE HEART OF DIGITAL BANKING

Technology is so powerful right now and offers many solutions to support financial systems undergoing radical change.

That’s why we want financial institutions to discover our idea of a future packed with opportunities that we already provide.