Credit Passport

  • Access to accounts

  • Open Banking Scoring & Financial KPIs

THE BUSINESS CREDIT SCORE. DESIGNED TO BRIDGE THE GAP BETWEEN SMES AND FINANCIAL INSTITUTIONS

Credit Passport allows SMEs to view and improve their business credit score and financial institutions to build the resilience and growth of their SME customers.

 

  • Real-time sme creditworthiness evaluation
  • Evaluation of new-to-credit & new-to-country subjects
  • Improved customer behavior credit quality
  • Improved customer knowledge
  • Additional revenue streams
  • Value added service to customer base, creating loyalty
  • Incentive for bank connection

 

ACCESS TO ACCOUNT

  • Aggregation of multiple bank accounts
  • Consent management
  • European coverage


OPEN BANKING SCORING & FINANCIAL KPIS

  • KPI calculation
  • Business credit score calculation


EXTERNAL PLATFORM OR API INTEGRATION

  • Dashboards
  • Improvement & sharing tools
  • Customer friendly CI & CX

HOW WE HELPED OUR CLIENTS UNLOCK THEIR POTENTIAL

Discover how some of the world's most important companies improved their performance and defined a brand-new digital path, both for them and for their clients.

INTERNATIONAL ALTERNATIVE LENDER

SME LENDING AUTOMATED IN THE UK WITH OPEN BANKING

Large South African Alternative Lender wanted to launch in the UK and engaged CRIF for a full Open Banking decisioning journey The system achieved fast and accurate customer onboarding via branded bank widget and API integration and portal back office

  • 15 %

    of all applicants issued loans

  • 3 x

    average of all applicants issued loans

  • 90 %

    of customers opt for Open Banking journey

Business credit score improvement

HOW WE HELPED SMEs UNLOCK THEIR POTENTIAL

"Our business credit score with Credit Passport has improved from "B" to "A++" over the last 8 months reflecting the steady improvement in our financial position plus judicious use of Credit Passport®'s metric tools combined with access to OpenBanking data. Our better liquid standing is only gradually being reflected in our credit rating elsewhere." Peter Streatfield, CEO, Javelin Broadband

  • 40 %

    Score improvement within 8 months

  • Improved cashflow management

  • Enhanced financial health

Demonstrating Trustability

HOW WE HELPED SMEs MAKE THE BEST OUT OF THEIR CREDIT SCORING

"We were looking to move business premises and told by the letting agent that another company was ahead of us to secure the contract. I sent over our credentials, including our Credit Passport® certificate showing our score of A+, and was told shortly after that the owner would be proceeding with us instead” Jon Maine, MD, Jon Maine Limited

  • Succeeded competitive bid

  • Successful business accreditation

GET IN TOUCH WITH THE SALES TEAM

What does the next digital journey of your business look like? Let's find out together.