CRIF Lending Journey

Customer
Journey

Digital
Onboarding

OPEN BANKING
CREDITWORTHINESS

THE DIGITAL PLATFORM FOR SMART LENDING

CRIF Lending Journey is a cloud native and api based, white label end-to-end solution that speeds up the process of offering financial products through self and assisted digital channels with prebuilt customer journey for Individuals and SMEs. It integrates in one platform all best-in-class data, insights and capabilities offered by CRIF and third partners, such as Digital Onboarding, KYC/KYB, Open Banking and AI creditworthiness evaluation. Moreover, the openness of the CRIF Lending Journey platform facilitates the collaboration of all the actors streamlining the process and simplifying the integration into IT architecture.

+15%

New first-time digital clients

-70%

Time to yes

-10%

Abandon Rate

-50%

Acquisition cost

Key Benefits

FASTER DIGITAL R-EVOLUTION OF CUSTOMER RELATIONSHIP
INCREASED DIGITAL SALES AND CUSTOMER RETENTION
PAY-PER-USE COLLABORATION MODEL
ENHANCED BACK OFFICE AND NETWORK PRODUCTIVITY
INCREASED CUSTOMER SATISFACTION
ENHANCED CUSTOMER CREDIT EVALUATION PROCESSES

Main Features

Main Features

CHAT AND VIDEO CALL
SELFIE VIDEO IDENTIFICATION
IDENTITY ASSERTION
LIVE ACQUISITION
LIVENESS DETECTION
FACE COMPARISON & BIOMETRIC CHECK
REMOTE CAMERA
SCREEN SHARE
DIGITAL SIGNATURE
DIGITAL CONTRACT CREATION
DOCUMENT MANAGER
SCRIPT MANAGER
CRM & CTI INTEGRATION
MULTI-COUNTRY
OCR
SYNCHRONOUS HIGHLIGHTING
CONTROLLED DOCUMENT DOWNLOAD
KPI CALCULATION
SCORE CALCULATION
ACCOUNT TRANSACTION CATEGORIZATION
MULTIFACTOR AUTHENTICATION
PRE-SCREENING & CREDIT UNDERWRITING
AGGREGATION OF MULTIPLE BANK ACCOUNTS
DO YOU WANT TO TRY CRIF LENDING JOURNEY?

If you are interested in trying CRIF Lending Journey you can do it now thanks to our Sandbox! Thanks to three User Scenarios you can discover and explore the digital platform impersonating final users in different situations.
Please, send an email to AttivazioneClienti@crif.com specifying your interest and adding the following information:

  • Name and Surname
  • Company
  • Company's email